Connecticut Individual Health Insurance

Find affordable individual health coverage that meets your needs and budget. Navigate ACA marketplace plans, short-term options, and private insurance with expert Connecticut guidance.

Individual Health Insurance Options

Comprehensive coverage choices for Connecticut individuals and self-employed professionals

Bronze Plans

Lower monthly premiums with higher deductibles. Essential coverage for healthy individuals.

Average Premium $350-450/month

Gold Plans

Higher premiums but lower deductibles. Great for those with regular medical needs.

Average Premium $550-650/month

Platinum Plans

Highest premium, lowest out-of-pocket costs. Maximum coverage for comprehensive care.

Average Premium $650-800/month

Connecticut ACA Marketplace

Access to Health Insurance Exchange provides Connecticut residents with guaranteed coverage options regardless of pre-existing conditions, with potential subsidies based on income.

Guaranteed Acceptance

No medical underwriting or pre-existing condition exclusions for ACA-compliant plans.

Premium Subsidies

Income-based tax credits can significantly reduce monthly premiums for qualifying Connecticut residents.

Essential Health Benefits

All plans cover 10 essential categories including preventive care, prescription drugs, and maternity care.

2024 Enrollment Periods

  • Open Enrollment Nov 1 - Dec 15, 2024
  • Special Enrollment After qualifying life events
  • Medicaid Year-round enrollment

Connecticut Health Facts

95% CT Insured Rate
$12,500 Average Deductible

Why Connecticut Individuals Choose MyInsureCT

Expert health insurance navigation with personalized Connecticut marketplace guidance

Plan Comparison

Side-by-side comparison of all available Connecticut health plans with detailed benefit analysis and cost projections for your specific needs.

Subsidy Calculation

Accurate premium tax credit and cost-sharing reduction calculations to determine your actual health insurance costs in Connecticut.

Provider Networks

Detailed network analysis ensuring your preferred Connecticut doctors, hospitals, and specialists accept your chosen health insurance plan.

Prescription Coverage

Comprehensive formulary review to ensure your medications are covered with optimal copays and prior authorization requirements.

Enrollment Support

Complete enrollment assistance including application completion, document submission, and follow-up to ensure successful coverage activation.

Ongoing Support

Year-round assistance with claims issues, network changes, plan modifications, and renewal guidance for your Connecticut health coverage.

Secure Your Connecticut Health Coverage

Don't go without health insurance. Find affordable individual coverage that protects your health and financial security with expert Connecticut guidance.